Common Questions

LexCard is designed for global citizens, frequent travelers, and anyone who wants a premium US credit card with worldwide acceptance, zero foreign transaction fees, and exceptional benefits.

Most applications are approved within minutes. Once approved, you can instantly add your card to Apple Pay or Google Pay and start spending right away.

You'll need a valid passport and proof of address (utility bill, bank statement, or similar document). The verification process is quick and entirely online.

Credit limits are determined based on your application and may range from $500 to $50,000+ USD. Many cardholders receive higher limits over time.

LexCard has a straightforward fee structure with no hidden charges. There are zero foreign transaction fees, and all applicable fees will be clearly disclosed during the application process.

Absolutely. Your LexCard is accepted at millions of merchants in 200+ countries and territories. With zero foreign transaction fees, what you see is what you pay.

LexCard comes with premium Visa Infinite benefits including 24/7 concierge service, access to 1,300+ airport lounges worldwide, comprehensive travel insurance, purchase protection, and exclusive hotel perks.

Earn points on every purchase. Points can be redeemed for travel, cashback, or transferred to airline and hotel loyalty programs.

You can make payments through our mobile app or online portal using ACH bank transfer. International wire transfers are also accepted.

Yes. We use bank-level encryption and security protocols to protect your personal and financial information. Your data is never sold to third parties.

LexCard is available to residents of most countries. Some restrictions may apply based on local regulations. You'll be notified of eligibility during the application process.

Our 24/7 support team is available via WhatsApp, phone, or chat. Premium cardholders also have access to dedicated concierge services for travel bookings, restaurant reservations, and more.